:root{--navy:#0f1e35;--gold:#c6a15b;--paper:#f7f4ec;--text:#1b2430;--muted:#6b7280;--line:#e5e7eb}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#f5f6f8;color:var(--text)}a{color:inherit;text-decoration:none}.shell{min-height:100vh}.header{background:var(--navy);color:white;padding:16px 20px;display:flex;justify-content:space-between;align-items:center}.brand{font-weight:800;letter-spacing:.04em}.layout{display:grid;grid-template-columns:220px 1fr;min-height:calc(100vh - 58px)}.sidebar{background:white;border-right:1px solid var(--line);padding:18px 12px}.sidebar a{display:block;padding:11px 12px;margin:4px 0;border-radius:10px}.sidebar a:hover{background:#f0f2f5}.main{padding:24px;max-width:1200px;width:100%}.grid4{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:14px;gap:14px}.card{background:white;border:1px solid var(--line);border-radius:16px;padding:18px}.kpi-label{font-size:13px;color:var(--muted)}.kpi-value{font-size:28px;font-weight:800;margin-top:8px}.badge{display:inline-block;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:700;background:#f0eadb;color:#6d5425}.page-title{font-size:28px;margin:0 0 8px}.page-sub{color:var(--muted);margin:0 0 20px}.placeholder{min-height:220px;display:flex;align-items:center;justify-content:center;color:var(--muted)}.login-wrap{min-height:100vh;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),#20395e);padding:20px}.login-card{width:min(420px,100%);background:white;border-radius:18px;padding:26px}.input{border:1px solid var(--line);border-radius:10px;margin-top:8px}.button,.input{width:100%;padding:12px 14px}.button{border:none;border-radius:10px;background:var(--navy);color:white;font-weight:700;margin-top:14px}@media (max-width:800px){.layout{grid-template-columns:1fr}.sidebar{display:flex;overflow-x:auto;border-right:none;border-bottom:1px solid var(--line);padding:8px}.sidebar a{white-space:nowrap}.grid4{grid-template-columns:repeat(2,1fr)}.main{padding:16px}}@media (max-width:520px){.grid4{grid-template-columns:1fr}}.login-brand{color:var(--navy)}.auth-tabs{display:grid;grid-template-columns:1fr 1fr;grid-gap:8px;gap:8px;margin:18px 0;padding:4px;background:#f1f3f6;border-radius:12px}.auth-tab{border:0;background:transparent;padding:10px;border-radius:9px;font-weight:700;cursor:pointer;color:var(--muted)}.auth-tab.active{background:white;color:var(--navy);box-shadow:0 1px 4px rgba(15,30,53,.08)}.field-gap{display:block;margin-top:12px}.auth-message{margin-top:14px;padding:11px 12px;border-radius:10px;font-size:13px;line-height:1.5}.auth-message.success{background:#ecfdf3;color:#166534;border:1px solid #bbf7d0}.auth-message.error{background:#fff1f2;color:#9f1239;border:1px solid #fecdd3}.button:disabled{opacity:.6;cursor:not-allowed}.auth-loading{min-height:100vh;display:grid;place-items:center;color:var(--muted)}.header-user{display:flex;align-items:center;gap:10px}.header-email{font-size:12px;opacity:.8;max-width:220px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.logout-button{border:1px solid rgba(255,255,255,.28);color:white;background:transparent;border-radius:8px;padding:7px 10px;cursor:pointer;font-size:12px}.sidebar a.active{background:#eef1f5;color:var(--navy)}@media (max-width:650px){.header-email{display:none}.header{padding:12px 14px}.logout-button{padding:6px 8px}}.password-field{position:relative;margin-top:8px}.password-field .input{margin-top:0;padding-right:48px}.password-toggle{position:absolute;right:8px;top:50%;transform:translateY(-50%);width:34px;height:34px;display:grid;place-items:center;border:0;background:transparent;color:#64748b;border-radius:8px;cursor:pointer}.password-toggle:hover{background:#f1f5f9;color:var(--navy)}.password-toggle:focus-visible{outline:2px solid var(--gold);outline-offset:1px}.password-toggle svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.input-error{border-color:#e11d48!important;box-shadow:0 0 0 2px rgba(225,29,72,.08)}.input-success{border-color:#16a34a!important;box-shadow:0 0 0 2px rgba(22,163,74,.07)}.password-status{display:block;margin-top:6px;font-size:12px}.error-text{color:#be123c}.success-text{color:#15803d}.forgot-row{display:flex;justify-content:flex-end;margin-top:8px}.forgot-link{color:#596579;font-size:13px;text-decoration:underline;text-underline-offset:3px}.forgot-link:hover{color:var(--navy)}.auth-back-row{margin-top:18px;text-align:center}.auth-button-link{display:block;text-align:center}body{font-family:Noto Sans KR,Malgun Gothic,sans-serif;word-break:keep-all}.main{min-width:0}.record-section{margin-top:24px}.record-section h2{margin:0 0 24px;font-size:22px}.form-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:24px;gap:24px}.form-grid label{display:block;font-size:14px;font-weight:600}.form-grid small,.live-result small{display:block;font-weight:400;line-height:1.7;color:var(--muted);margin-top:8px}.live-result{padding:18px;background:#f7f4ec;border:1px solid #e2d6bc;border-radius:10px;margin-top:20px;line-height:1.9}.button-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}.button-row .button{width:auto;min-width:150px;margin:0}.secondary{padding:11px 16px;border:1px solid #b8bec7;background:white;color:#162a43;border-radius:8px;cursor:pointer;font-size:14px}.saved-record{border-top:1px solid var(--line);padding:24px 0}.saved-record dl{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px}.saved-record dt{font-size:12px;color:var(--muted)}.saved-record dd{margin:5px 0 0;overflow-wrap:anywhere}.saved-record .secondary{margin-top:14px}.empty-state{padding:22px;line-height:1.8;color:var(--muted)}.kpi-value{font-size:24px;overflow-wrap:anywhere}.kpi-value small{font-size:14px;margin-left:5px}button:disabled{opacity:.55;cursor:wait}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #c6a15b;outline-offset:2px}@media(max-width:650px){.form-grid,.saved-record dl{grid-template-columns:1fr}.main{padding:20px 16px}.header-user{max-width:70%;flex-wrap:wrap}.header-email{overflow-wrap:anywhere}}@media print{.header,.no-print,.sidebar{display:none!important}.layout{display:block}.main{padding:0;max-width:none}.card{page-break-inside:avoid;break-inside:avoid}.button-row{display:none}.grid4{grid-template-columns:1fr 1fr}body{background:white;color:black}}.record-checkbox{display:block;width:22px;height:22px;margin-top:12px;accent-color:var(--navy)}.main-home-link{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:8px 4px;font-size:14px;font-weight:700;text-decoration:none;white-space:nowrap}.main-home-link:hover{text-decoration:underline;text-underline-offset:4px}.login-home-link{color:var(--navy);margin-bottom:14px}.main-home-link:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.header .main-home-link{color:white;flex-shrink:0}@media(max-width:650px){.header{align-items:flex-start;gap:12px;flex-wrap:wrap}.header-user{max-width:100%}}@media print{.main-home-link{display:none!important}}.sidebar-kicker{padding:7px 12px 10px;color:#8693a2;font-size:12px;font-weight:700;letter-spacing:.08em}.legacy-navigation,.tool-navigation{margin-top:9px;border-top:1px solid #e8ebef;padding-top:9px}.legacy-navigation summary,.tool-navigation summary{padding:10px 12px;cursor:pointer;color:#586779;font-size:13px;list-style:none}.legacy-navigation summary::-webkit-details-marker,.tool-navigation summary::-webkit-details-marker{display:none}.legacy-navigation summary:before,.tool-navigation summary:before{content:"＋";display:inline-block;width:18px;color:#9b7a3b}.legacy-navigation[open] summary:before,.tool-navigation[open] summary:before{content:"－"}.legacy-navigation a,.tool-navigation a{font-size:13px;padding:8px 12px 8px 28px;margin:2px 0}.app-page-kicker{font-size:12px;letter-spacing:.15em;color:#9b7a3b;font-weight:700;margin-bottom:10px}.app-help,.app-start{max-width:1040px;margin:0 auto;padding:16px 0 52px}.app-start-sub{margin-bottom:26px}.app-start-flow{display:grid;grid-template-columns:1fr 32px 1fr 32px 1fr;align-items:center;grid-gap:10px;gap:10px;padding:18px 20px;background:#eef4f8;border:1px solid #d8e2ea;border-radius:14px;margin:24px 0 18px}.app-start-flow-item{display:grid;grid-template-columns:40px 1fr;align-items:center;grid-column-gap:10px;column-gap:10px}.app-start-flow-item span{grid-row:span 2;color:#a47c35;font-weight:800;font-size:18px}.app-start-flow-item b{font-size:14px;color:#16324d}.app-start-flow-item small{font-size:12px;color:#6e7b89}.app-start-arrow{text-align:center;color:#9b7a3b;font-size:20px}.app-start-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:14px;gap:14px;margin-top:18px}.app-start-card{display:flex;flex-direction:column;min-height:240px;padding:24px;border:1px solid #d9e0e6;border-radius:14px;background:#fff;transition:transform .15s,box-shadow .15s}.app-start-card:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(16,43,69,.1)}.app-start-card.primary{background:#102b45;color:#fff;border-color:#102b45}.app-start-card.guide{background:#f8f0e1;border-color:#ead8b2}.app-start-num{color:#a47c35;font-size:21px;font-weight:800}.app-start-card h2{font-size:20px;margin:18px 0 8px}.app-start-card p{color:#657487;font-size:14px;line-height:1.75;margin:0}.app-start-card.primary p{color:#c1cfdb}.app-start-card strong{margin-top:auto;padding-top:22px;color:#26735e;font-size:14px}.app-start-card.primary strong{color:#e6c67c}.app-start-note{display:flex;gap:16px;margin-top:18px;padding:17px 19px;background:#f8f1e4;border:1px solid #ead7b0;border-radius:10px;color:#665638;font-size:13px;line-height:1.7}.app-start-note b{white-space:nowrap}.app-help-lead{margin-bottom:27px}.app-help-steps{border-top:1px solid #dce3e9}.app-help-step{display:grid;grid-template-columns:48px 1fr auto;grid-gap:20px;gap:20px;align-items:start;padding:22px 0;border-bottom:1px solid #dce3e9}.app-help-step>span{color:#a47c35;font-size:19px;font-weight:800}.app-help-step h2{font-size:18px;margin:0 0 6px}.app-help-step p{font-size:14px;color:#667486;line-height:1.8;margin:0;max-width:640px}.app-help-step a{font-size:13px;color:#26735e;font-weight:700;white-space:nowrap;padding-top:3px}.app-help-box{margin-top:22px;padding:22px 24px;border:1px solid #dce3e9;border-radius:12px;background:#fff}.app-help-box h2{font-size:17px;margin:0 0 15px}.app-help-checks{display:grid;grid-template-columns:1fr 1fr;grid-gap:9px 24px;gap:9px 24px}.app-help-checks span{font-size:14px;color:#536274}.app-help-checks span:before{content:"✓";color:#26735e;font-weight:800;margin-right:8px}.app-help-box.muted{background:#f8f1e4;border-color:#ead7b0}.app-help-box.muted p{font-size:14px;color:#6d604d;line-height:1.8;margin:0 0 10px}.app-help-box.muted a{font-size:14px;color:#7b5d28;font-weight:700}.app-help-public{font-size:13px;color:#687687;margin-top:25px}.app-help-public a{text-decoration:underline;text-underline-offset:3px;color:#1d5f78}@media(max-width:800px){.app-start-flow{grid-template-columns:1fr;gap:6px}.app-start-arrow{transform:rotate(90deg);height:18px}.app-start-grid{grid-template-columns:1fr}.app-start-card{min-height:0}.app-help-step{grid-template-columns:42px 1fr}.app-help-step a{grid-column:2;padding-top:0}.app-help-checks{grid-template-columns:1fr}.app-help,.app-start{padding-top:8px}}.calculator-print-mode{display:none}.legacy-navigation{margin-top:24px;border-top:1px solid #d8dee6;padding-top:14px}.legacy-navigation summary{padding:10px 12px;font-size:13px;cursor:pointer;color:#536275}.calculator-toolbar{border:1px solid #cbd6e2;background:white;border-radius:12px;padding:14px;margin:16px 0}.calculator-toolbar p{font-size:13px;color:#435369;margin:0 0 10px}.calculator-toolbar>div{display:flex;gap:8px;flex-wrap:wrap}.calculator-import,.calculator-toolbar button{display:inline-flex;align-items:center;font:inherit;font-size:13px;padding:9px 12px;border:1px solid #b6c3d2;background:white;border-radius:8px;cursor:pointer;min-height:42px}.calculator-import input{position:absolute;width:1px;height:1px;-webkit-clip-path:inset(50%);clip-path:inset(50%)}.calculator-import:focus-within{outline:3px solid #c6a15b}.calculator-jump{margin:14px 0}.calc-return,.calculator-jump a{display:inline-block;padding:10px 14px;border:1px solid #b6c3d2;border-radius:8px;font-weight:700}.calculator-content{word-break:keep-all;overflow-wrap:anywhere}.calculator-content section[id]{scroll-margin-top:20px}.calc-page{max-width:1120px;margin:auto;word-break:keep-all;overflow-wrap:anywhere}.calc-heading{margin:8px 0 24px}.calc-heading>span,.calc-tools span{font-size:13px;color:#7b5f29;font-weight:700}.calc-heading h1{font-size:30px;line-height:1.4;margin:10px 0}.calc-heading p,.calc-note p,.calc-section p{font-size:15px;line-height:1.8;color:#465569;margin:8px 0 16px}.calc-note{padding:16px 20px;border:1px solid #d4bf95;border-radius:12px;background:#f5f0e5}.calc-note b{color:#513f1c}.calc-note p:last-child{margin-bottom:0}.calc-section{padding:22px;margin:20px 0;background:white;border:1px solid #d8dee6;border-radius:14px}.calc-section h2{font-size:21px;margin:0 0 14px}.calc-section h3{font-size:16px}.calc-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:18px;gap:18px}.calc-field{min-width:0}.calc-field>label{display:block;font-weight:700;font-size:14px;margin-bottom:7px}.calc-field>div{display:flex;border:1px solid #bbc8d7;border-radius:8px;overflow:hidden}.calc-field input{width:100%;min-width:0;border:0;padding:11px;font:inherit;background:#f9fafc;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.calc-field>div>span{padding:12px 10px;font-size:12px;background:#f1f4f8;white-space:nowrap}.calc-field small,.calc-metric small{display:block;margin-top:7px;font-size:12px;line-height:1.65;color:#536275}.calc-field select{width:100%;min-height:44px;padding:8px;font:inherit;border:1px solid #bbc8d7;border-radius:8px;background:white}.calc-section details{margin-top:16px;padding-top:14px;border-top:1px solid #d7dfe7}.calc-section summary{font-size:15px;line-height:1.6;cursor:pointer;font-weight:700;min-height:44px}.calc-section details .calc-grid{margin:14px 0}.calc-results{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));grid-gap:12px;gap:12px;margin-top:22px}.calc-metric{padding:16px;border:1px solid #bdcad9;border-radius:10px;background:#f6f8fb;min-width:0}.calc-metric>span{font-size:13px;color:#43576d}.calc-metric strong{display:block;font-size:23px;line-height:1.5;margin-top:7px;color:#142c48;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.calc-check{display:flex;gap:10px;align-items:center;padding:12px 0;line-height:1.7}.calc-check input{width:20px;height:20px;flex-shrink:0}.calc-section ol,.calc-section ul{padding-left:22px;font-size:15px;line-height:1.9}.calc-section li+li{margin-top:10px}.calc-section a{text-decoration:underline;text-underline-offset:3px}.calc-tools{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:18px;gap:18px}.calc-tools>a{padding:24px;border:1px solid #cbd6e2;border-radius:14px;background:white;display:flex;flex-direction:column}.calc-tools>a:hover{border-color:#947a43;box-shadow:0 8px 20px #142c4810}.calc-tools h2{font-size:22px;line-height:1.4}.calc-tools p{line-height:1.8;color:#465569;flex:1 1}.calc-tools b{margin-top:10px;font-size:14px}.md-tools-link{padding:9px 13px;border:1px solid #d0d6de;border-radius:8px;font-size:13px;font-weight:700;background:white;color:#172d47}.sidebar a.active{background:#eaf0f6;color:#163953;font-weight:700}@media(max-width:800px){.calc-tools{grid-template-columns:1fr}.calculator-import,.calculator-toolbar button{min-height:44px}.calculator-content{max-width:100%}.calc-heading h1{font-size:25px}}@media(max-width:600px){.calc-grid,.calc-results{grid-template-columns:1fr}.calc-section{padding:18px 14px}.calc-heading p{font-size:14px}.calc-tools>a{padding:20px}}@media print{@page{size:A4;margin:12mm}.calculator-jump,.calculator-toolbar,.no-print{display:none!important}.calc-page,.calculator-content{padding:0!important;max-width:none!important}.calc-page *,.calculator-content *{color:#152536!important;text-shadow:none!important;box-shadow:none!important}.calc-section,.calculator-content section{overflow:visible!important;position:static!important}.calculator-content table{width:100%!important;min-width:0!important}.calculator-content td,.calculator-content th{white-space:normal!important;font-size:9px!important;padding:4px!important}.calculator-content tr{page-break-inside:avoid;break-inside:avoid}.calc-section h2,.calculator-content h2,.calculator-content h3{page-break-after:avoid;break-after:avoid}.calc-grid,.calc-results{grid-template-columns:1fr 1fr}.calc-section{padding:12px;margin:12px 0;border:1px solid #9caaba}.calc-heading h1{font-size:24px}.calc-page p{font-size:12px}.calc-metric{page-break-inside:avoid;break-inside:avoid;background:white}.calc-metric strong{font-size:19px}.calc-field input{padding:6px}.calculator-content svg{max-height:180px}.calc-tools{grid-template-columns:1fr 1fr 1fr}}@media(max-width:800px){.legacy-navigation{margin:0;border:0;padding:0;min-width:135px}.legacy-navigation[open]{min-width:180px}.legacy-navigation summary{white-space:nowrap}}@media print{.calculator-print-mode{display:block!important;padding:8px;border:1px solid #61768e;font-size:11px!important;color:#152536!important}.calculator-content fieldset{page-break-inside:avoid;break-inside:avoid}.calculator-content h3{page-break-after:avoid;break-after:avoid}.calc-field{page-break-inside:avoid;break-inside:avoid}}.workspace-header{background:#fff;border-bottom:1px solid #dbe4e7;color:#173347;position:relative;z-index:30;font-family:Noto Sans KR,Malgun Gothic,sans-serif}.workspace-top{max-width:1400px;margin:auto;padding:16px 28px;display:flex;align-items:center;justify-content:space-between;gap:16px}.workspace-brand{display:flex;gap:11px;align-items:center;text-decoration:none}.workspace-brand>span{font:26px Georgia,serif;width:40px;height:40px;display:grid;place-items:center;border:1px solid #b39761;border-radius:50%;color:#947139}.workspace-brand b{font-size:14px;letter-spacing:1.5px}.workspace-brand small{display:block;font-size:12px;letter-spacing:0;font-weight:400;color:#647783;margin-top:3px}.workspace-account{display:flex;align-items:center;gap:20px;font-size:14px}.workspace-account summary{cursor:pointer;min-height:44px;display:flex;align-items:center;gap:6px}.workspace-account summary:after{content:"⌄";color:#637985}.workspace-account-menu{position:absolute;right:max(20px,calc((100vw - 1344px)/2));top:70px;width:285px;max-width:calc(100vw - 32px);background:#fff;border:1px solid #d5dfe3;border-radius:12px;padding:18px;box-shadow:0 14px 40px #17334722;z-index:50}.workspace-account-menu p{overflow-wrap:anywhere;font-size:14px;margin:0 0 8px}.workspace-account-menu small{display:block;margin:0 0 12px;color:#687983}.workspace-account-menu a,.workspace-account-menu button{display:block;width:100%;text-align:left;background:none;color:#173347;border:0;font:inherit;min-height:44px;padding:10px 0;cursor:pointer}.workspace-account-menu .workspace-legacy p{font-size:12px;color:#637783;line-height:1.7}.workspace-legacy{border-top:1px solid #dce4e7;margin-top:10px}.workspace-legacy a{padding-left:12px}.workspace-home{color:#596d79}.workspace-nav{display:flex;gap:8px;max-width:1400px;margin:auto;padding:0 28px;overflow-x:auto;scrollbar-width:thin;white-space:nowrap}.workspace-nav>a{display:flex;align-items:center;justify-content:center;min-height:50px;padding:10px 24px;color:#566b78;font-size:15px;border-bottom:3px solid transparent;text-decoration:none}.workspace-nav>a[aria-current]{border-color:#1f6a58;color:#174e40;font-weight:700;background:#f2f7f4}.workspace-nav>a:hover{background:#f3f6f7}.workspace-status{margin:0;padding:10px 24px;background:#f8efdc;font-size:14px}.workspace-main{max-width:1200px;margin:auto;padding:38px 28px 70px}.workspace-legacy-notice{padding:16px;margin-bottom:24px;background:#fcf1dd;border:1px solid #e3d0aa;border-radius:10px;font-size:14px;line-height:1.8}.workspace-legacy-notice a{display:block;text-decoration:underline}.workspace-cta{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;border-radius:8px;background:#173347;color:#fff;font-size:15px;font-weight:700;text-decoration:none;line-height:1.7}.dashboard-action{display:grid;grid-template-columns:1.7fr 1fr;grid-gap:32px;gap:32px;margin:28px 0 0;padding:32px;border:1px solid #d3e0dd;border-radius:16px;background:#fff}.dashboard-action>div>span{font-size:13px;color:#527769}.dashboard-action h2{font-size:26px;line-height:1.5;margin:10px 0 12px;letter-spacing:-.7px}.dashboard-action p{font-size:15px;line-height:1.8;color:#60727d;margin:0 0 22px;max-width:40em}.dashboard-balance{display:flex;flex-direction:column;justify-content:center;padding:24px;background:#173347;border-radius:12px;color:#fff}.dashboard-action .dashboard-balance span{color:#c3d4db;font-size:14px}.dashboard-balance strong{font-size:34px;margin:12px 0}.dashboard-balance small{font-size:12px;color:#c3d4db;line-height:1.8}.dashboard-facts{display:grid;grid-template-columns:repeat(3,1fr);padding:22px 0;border-bottom:1px solid #d9e2e4;margin-bottom:26px}.dashboard-facts>div{padding:6px 22px;border-right:1px solid #d9e2e4}.dashboard-facts>div:first-child{padding-left:0}.dashboard-facts>div:last-child{border:0}.dashboard-facts span{display:block;font-size:13px;color:#627580;margin-bottom:8px}.dashboard-facts b{font-size:17px}.dashboard-links{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px}.dashboard-links>a{border:1px solid #d5e0e4;border-radius:12px;background:#fff;padding:22px}.dashboard-links h2{display:flex;justify-content:space-between;font-size:18px;margin:0 0 8px}.dashboard-links h2 span{color:#27735d}.dashboard-help,.dashboard-links p{font-size:14px;color:#5c707d;line-height:1.8;margin:0}.dashboard-help{margin-top:24px}.dashboard-help a{color:#225c4e;text-decoration:underline;text-underline-offset:4px}.help-topic{border-bottom:1px solid #d5e0e4;padding:0 18px;background:#fff}.help-topic summary{cursor:pointer;display:flex;gap:20px;align-items:center;min-height:78px;list-style:none}.help-topic summary::-webkit-details-marker{display:none}.help-topic summary>span{font-size:17px;color:#99743a}.help-topic h2{font-size:19px;margin:0;flex:1 1}.help-topic summary:after{content:"＋";font-size:20px;color:#637e72}.help-topic[open] summary:after{content:"−"}.help-topic p{font-size:15px;line-height:1.9;color:#5d717c;margin:0 0 16px;padding-left:42px}.help-topic>a{display:inline-flex;margin:0 0 20px 42px;min-height:44px;align-items:center;color:#216551;font-size:15px;font-weight:700}.help-topic:first-child{border-radius:12px 12px 0 0}.mc-draft .md-input-tip{display:flex;justify-content:space-between;gap:12px;font-size:14px;color:#3b6658;margin-bottom:14px}.md-input-tip span{font-size:12px;color:#637984}.mc-draft .md-money-row{min-height:76px}.mc-draft .md-rows+details{margin-top:4px;margin-bottom:14px}.mc-draft .md-rows+details summary{font-size:13px;color:#546e62}.mc-draft .md-heading{margin-bottom:22px}.mc-draft .md-heading p{line-height:1.9}.mc-draft .md-frame{max-width:1520px;margin:auto}.mc-draft .md-nav{min-height:calc(100vh - 140px)}.mc-draft .md-summary-hero{padding:20px 24px}.mc-draft .md-summary-hero h2{font-size:22px}@media(max-width:760px){.workspace-top{padding:12px 16px}.workspace-brand b{font-size:12px}.workspace-account{gap:12px;font-size:13px}.workspace-nav{padding:0 10px;gap:0}.workspace-nav>a{padding:10px 13px;font-size:14px;flex:1 1;min-height:48px}.workspace-main{padding:24px 16px 60px}.dashboard-action{grid-template-columns:1fr;gap:22px;padding:24px}.dashboard-action h2{font-size:23px}.dashboard-balance{padding:20px}.dashboard-balance strong{margin:8px 0;font-size:31px}.dashboard-facts{gap:18px;grid-template-columns:1fr;margin-bottom:22px}.dashboard-facts>div{border:0;display:flex;justify-content:space-between;gap:16px;padding:0}.dashboard-facts span{margin:0}.dashboard-facts b{font-size:15px}.dashboard-links{grid-template-columns:1fr}.help-topic{padding:0 14px}.help-topic summary{gap:14px}.help-topic p{padding-left:0}.help-topic>a{margin-left:0}.mc-draft .md-input-tip{display:block}.md-input-tip span{display:block;margin-top:5px}.mc-draft .md-nav{min-height:0}.mc-draft .md-money-row{min-height:68px}.mc-draft .md-panel{padding:20px 16px}.workspace-account-menu{top:62px}}@media(max-width:390px){.workspace-brand>span{width:32px;height:32px;font-size:21px}.workspace-brand{gap:7px}.workspace-brand b{font-size:11px;letter-spacing:.7px}.workspace-account{gap:8px;font-size:12px}.workspace-nav>a{padding:10px 8px;font-size:13px}}@media print{.workspace-header{display:none!important}.workspace-main{padding:0;max-width:none}.workspace-legacy-notice{display:none}}.free-intake-notice{border:1px solid #bbd4c9;border-radius:12px;background:#eef7f1;padding:22px;margin:20px 0;color:#224d3e}.free-intake-notice h2{font-size:18px;margin:0 0 8px}.free-intake-notice p{font-size:14px;line-height:1.8;margin:8px 0 14px}.free-intake-notice summary{min-height:44px;cursor:pointer;font-size:14px}.free-intake-notice dl{margin:0 0 16px;font-size:14px}.free-intake-notice dl>div{display:flex;justify-content:space-between;gap:15px;padding:8px 0;border-bottom:1px solid #d2e3d9}.free-intake-notice dd{margin:0;font-weight:700}.free-intake-notice .intake-help{font-size:12px;color:#4e6a5f}.intake-dismiss{margin-left:16px;border:0;background:none;font:inherit;color:#315d4c;text-decoration:underline;cursor:pointer}.intake-dismiss,.intake-link{display:inline-flex;align-items:center;min-height:44px;font-size:14px}.intake-link{font-weight:700}.login-card .free-intake-notice{padding:16px}.login-card .free-intake-notice h2{font-size:16px}.login-card .intake-link{display:none}@media(max-width:700px){.free-intake-notice{padding:18px}.free-intake-notice h2{font-size:17px}}@media print{.free-intake-notice{display:none!important}}